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Affordable prices are only the start. We result in the buying that is entire easier.

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Your car loan requirements covered

Prices as little as

Enjoy rates that are extremely competitive great terms.

Complimentary Auto Buying Service

Our specialists will discover the automobile you need at an excellent cost. Begin right right right here.

Degree Up

Individuals may be eligible for loan price reductions by simply making consecutive, on-time payments.

Brand New Car Loan

Versatile terms, as much as 125per cent funding

  • New car loans interest rates only 3.14per cent APR
  • As much as 125 percent financing with Guaranteed car Protection and Mechanical Breakdown Protection
  • Flexible terms as much as 84 months
  • No prepayment charges
  • Like a rate that is potential through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a price that is great

Used Car Loan

Versatile choices to fit your requirements

  • Car or truck loan prices as little as 3.39per cent APR
  • Affordable repayment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
  • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Flexibility which allows you to definitely obtain a dealer, personal celebration, and even purchase a lease out
  • Like a rate that is potential through LevelUp

Free user advantage: We’ll find your car or truck and negotiate a fantastic cost

Car Loan Refinancing

Save very well your vehicle re re payments or rate of interest

  • Car finance refinancing rates as little as 3.14per cent APR
  • Reduce your interest loan or rate terms to raised work for you
  • Decrease your payment and free up money for any other costs
  • Affordable repayment terms up to 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
  • Utilize the equity you’ve currently established and borrow as much as 100per cent of the car’s Kelley Blue Book value

Car Loans Calculator

exactly just How car that is much I manage?

Our markers of success

PROVIDER THAT BRINGS CUSTOMERS BACK

“I’m on my third Patelco car loan and I would not give consideration to anyone that is trying. The client solutions is amazing!”

MORE OPPORTUNITIES TO GET MORE FOLK

“I happened to be assisted with a car loan and get distribution. It absolutely was the most readily useful experience – We never ever knew it existed.”

THERE THROUGH DOWNS AND UPS

“we desperately required a car that is new but had small cash to place straight straight down. Patelco never ever hesitated to simply help me personally.”

Shop the real means you need

Free, concierge car-buying solution

Allow Patelco Auto Buying solution specialists find the automobile you need and negotiate outstanding cost for you.

Analysis & Shop with AutoSMART

make use of our AutoSMART solution to locate, store and finance your ca r all within one destination.

You are invited to your automobile purchase

Join us for the upcoming automobile purchase February 15 – 17 and get unique user prices.

Protect your new r >

Professional agents will discover you the best insurance coverage and security solutions during the most useful cost.

Comprehensive Automobile Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Assured Car Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links with this web web page will lead you to keep the Patelco Credit Union site. Although Patelco works closely with numerous partners, third-party web web web sites may offer a various privacy and degree of safety. Please consult the web site’s privacy for more information. Patelco Credit Union will not legitimately express the operator for this web site or even the Patelco user, if the two come right into a deal. We have been additionally perhaps not legitimately in charge of accessibility, viewpoints, services and products, or solutions expressed or offered on the site you might be planning to see.

1. APR (Annual Portion Price). Automobile prices as little as 3.14% APR effective 1/1/2020; susceptible to alter without warning. Patelco provides a variety of base prices and discounts that rely on factors particularly credit rating, loan term, Patelco account and loan balances, system designation and automobile age. Lowest rate quoted includes 0.10per cent (10 foundation Points) Commitment home discount. Real prices are disclosed to approved candidates on paper ahead of loan consummation and can even be up to 11.89per cent APR. For more information on prices, terms and available discounts, call 800.358.8228, see patelco.org, or check out any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are perhaps maybe not deposits of Patelco Credit Union and are usually maybe maybe not insured because of the NCUA. They’re not assured by Patelco Credit Union and may even be at the mercy of danger. Any insurance coverage needed as an ailment of an expansion of credit by Patelco Credit Union will not need to be purchased from Patelco Insurance solutions and might be bought from a realtor or an insurance coverage business regarding the user’s option. Patelco Insurance solutions is really a subsidiary of Patelco Credit Union. Insurance services and products made available from Patelco Insurance solutions, A california insurance company (License #0C97544). Any complaints could be filed because of the Ca Department of Insurance, www.insurance.ca.gov .

3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price by having a maximum loan term of 60 months. Present price shall differ centered on credit history and terms. Funding for qualified Patelco Credit Union people. Provide legitimate just on online payday loans in pennsylvania Enterprise automobile Sales cars bought from 11/1/2018 – 12/31/2020. This offer may not be along with just about any offer except that those listed in this ad.

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